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TURNS Financing Services
Turns is ServiceTitan’s second-look financing provider that gives alternative options to your customers with lower credit. Close more jobs with up to 94% approval rates*, with no additional fees to you to integrate. Your technicians can quickly transition to a back-up provider for customers who need it and get an instant decision.
Payments & Financing
Integration
TURNS Financing Services - Featured Image
Key Featuresㅤㅤㅤ
  1. Increase approval rates

    1. Close more jobs with up to 94% approval rates*. Turns gives more options for customers with lower credit through a waterfall, automatically routing them to the next best offer.

  2. Control your financing costs

    1. Access more second-look plans with no additional fees. Manage your financing costs with average contractor fees of 6.7% (up to a maximum of 9.9%)^.

  3. Quick and seamless

    1. Your technicians can quickly transition from first-look to second-look if a customer is initially declined and get an instant decision – all in the same screen.

*Approval rate is based on data provided by Turns and is subject to change. ^Contractor financing fees may vary based on the selected plan and are subject to individual lender terms.


FAQs
  1. How does a second-look waterfall increase approval rates? A customer who is initially declined for a prime offer will be routed through Turns’ new tiered approval network (like a waterfall) and will be automatically routed to the next best offer down to subprime and no credit required, increasing the chances of getting approved.

  2. How does a second-look waterfall help me control my costs? With Turns’ new tiered approval network, your customers are given offers at backup prime and near prime credit before going down to subprime and no credit required, which may be more costly for you in terms of dealer fees.

All financing is provided by third-party financing partners; ServiceTitan is not responsible for any credit decisions.

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